courtesy of LOMA.">
Technically, in most states your insurer can cancel your policy only if:
However, your insurer can choose not to renew your policy for a variety of reasons, from driving citations to poor driving experience.
Where do you live? Has the neighborhood changed in the last few years? Have the accident or crime rates risen noticeably? As regions are reassessed periodically, their status could change and you could suddenly find yourself living in a high-risk area where your insurer's rates may not be adequate to cover losses.
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