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Exercise Caution With Your ATV
Over 16 million Americans enjoy the experience of operating an all-terrain vehicle (ATV). Unfortunately, approximately 600 people die each year and nearly 122,000 are injured each year due to ATV accidents. Injuries and accidents are particularly common for children under age 16. If you own an ATV or operate one, you should advise your insurance agent accordingly to verify that you have proper liability and physical damage coverage in place. In addition, the following safety tips should be followed.
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Children should be allowed to operate only age-appropriate or "youth" ATV's.
Most youth ATV-related deaths and injuries
occur while operating "adult" ATV's.
No child under age 6 should ever be allowed to
ride or operate an ATV.
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Most ATV's are designed for only one person, so children should
not take on passengers or be passengers on their
parents' ATV.
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ATV's should
not be driven on paved roads. Because of how
they are designed, ATV's are difficult to control
on paved roads. Collisions with other vehicles
on the road can prove fatal.
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ATV operators should
never drive an ATV without a helmet. Wearing
a certified motorcycle helmet can dramatically decrease the chances
of a head injury while operating the ATV.
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All operators should complete
a "hands on" ATV training course. A single class is estimated to
be equal to one year of experience. Reputable
ATV dealers often provide these classes free of charge to their customers.
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International
Risk Management Institute, Inc. |
