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Antique / Collector Car Insurance

Why purchase Antique Car Coverage over your Standard Auto Insurance?

Antique/Collector Car Insurance

Standard Car Insurance

Agreed Value

Actual Cash Value or Stated Value

Competitve Pricing

Higher Premiums

Liability rates based on annual mileage

Limited credits based on utilization

One liability charge for entire collection based on total mileage

Liability premiums apply to each unit

Actual Cash Value/Stated Value - a total loss is adjusted to the lesser of: (1) the amount shown on the insurance policy, (2) the actual current value of property, or (3) the amount necessary to repair or replace the property. Stated value coverage accounts for any depreciation which might occur during the policy term. Newer vehicles which cannot yet be considered classic autos based on age are generally written on a stated value basis.

Agreed Value - the amount the insured and company agree to at the policy inception date. That is, if a vehicle is written at a $10,000 value, $10,000 will be paid in the event of a total loss.

Request a quote for your antique car insurance today!

2 Berea Commons, Suite 10
Berea, Ohio 44017
5329 N. Abbe Road Suite 4A
Elyria, Ohio 44035
5000 Foote Road
Medina, Ohio 44256
 

1.800.826.4006

 


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